About EMPP

About EMPP

EMPP, Inc. is a family-owned and family-managed corporation that provides debt reduction and payment processing services to homeowners through financial institutions and as an employee benefit for small and large businesses nationwide. The Early Mortgage Pay-Off Plan is a biweekly mortgage acceleration program offered exclusively by EMPP, Inc.

Track Record of Success

Based in Scottsdale, Arizona, EMPP began offering the Early Mortgage Pay-Off Plan in December 1991. We have helped hundreds of thousands of homeowners save significant amounts of mortgage interest and build equity in their homes faster.

Relationships With Global Financial Institutions

EMPP has offered its unique program through a wide variety of banks, mortgage lenders and other organizations, including:

  • Bank One
  • Charter One Mortgage
  • CitFed Mortgage
  • Express America Mortgage
  • Fifth Third Bank
  • First Bank & Trust
  • First Indiana Bank
  • First USA
  • Jupiter Mortgage
  • M-West Mortgage
  • PrimeWest Mortgage
  • STM Mortgage
  • The Leader Mortgage Company
  • Trustcorp Mortgage
  • Valley National Bank
  • Zions Mortgage

EMPP's designated financial partner is Fifth Third Bank, who handles all electronic transactions for the Early Mortgage Pay-Off Plan. Fifth Third Bancorp is a diversified financial services company headquartered in Cincinnati, Ohio. Fifth Third has $116 billion in assets, operates 18 affiliates with around 1,300 banking centers in 12 states, and has financial operations in all 50 states.

EMPP As An Employee Benefit

The EMPP program is an exceptional benefit that companies and associations of all kinds and sizes can offer to their employees and members without cost. Learn more about our employee & member benefit programs.