See Your Savings

Calculate Your Savings with EMPP

It takes only a minute to find out how much you can save with the Early Mortgage Pay-Off Plan. Use the Savings Calculator below and see how much money EMPP will put in your pocket. All you need is the information from a recent mortgage statement or payment coupon.

What type of mortgage do you have?


Your original mortgage documents should indicate whether your interest rate is fixed or adjustable. If in doubt, contact your lender.

What is your current mortgage balance?

Check a recent statement from your mortgage lender for your current balance. If you're not sure, you can simply estimate your balance for now.

What is your current total monthly payment?

This is the total amount of your mortgage payment due each month, including principal, interest, property taxes, and insurance.

What is your current mortgage interest rate?

If you don't know your current mortgage interest rate, consult a recent mortgage statement or contact your lender.

What is your monthly P&I payment?

Look for your Principal & Interest (P&I) amount on a recent statement or payment coupon, or calculate it by subtracting any escrow from your total monthly payment amount.